The Interlocutory Appeal of Class Certification:

Standards Developed in the Federal Courts of Appeal

Following the Amendment of Federal Rule 23

Kathleen R. Richards

 

I.

Introduction

            Effective December 1, 1998, Federal Rule of Civil Procedure 23 was amended to include a new subdivision (f).  This amendment provides litigants with a method for instantly seeking appeal of class certification orders issued by a district court. Prior to this amendment, an appeal of a district court order granting or denying class certification was only available in very limited circumstances if taken before final judgment was entered in the case.[1]  However, subdivision (f) broadens these circumstances:

 

Appeals.  A court of appeals may in its discretion permit an appeal from an order of a district court granting or denying class action certification under this rule if application is made to it within ten days after entry of the order.  An appeal does not stay proceedings in the district court unless the district judge or the court of appeals so orders.[2]

Subdivision (f) was intended to expand the circumstances under which interlocutory appeal of class certification orders would be permitted.  As noted by the Committee:

 

An order denying certification may confront the plaintiff with a situation in which the only sure path to appellate review is by proceeding to final judgment on the merits of an individual claim that, standing alone, is far smaller than the costs of litigation.  An order granting certification, on the other hand, may force a defendant to settle rather than incur the costs of defending a class action and run the risk of potentially ruinous liability.[3]

 

The Committee sought a relatively “low cost” method of addressing these proportionality concerns, and concluded that “establishing in the court of appeals a discretionary power to grant interlocutory review in cases that show appeal-worthy certification issues”[4] would constitute an appropriate solution.

Subdivision (f) itself articulates no parameters for the exercise of discretion by the courts of appeals when permitting review of orders granting or denying class certification.  The courts of appeals are expected to “develop standards for granting review that reflect the changing areas of uncertainty in class litigation.”[5]  In the nearly three years since Federal Rule 23(f) took effect, the courts of appeals of six federal circuits have published opinions outlining the standards by which they will decide petitions for interlocutory review of class certification orders.  In those opinions, the courts have endorsed one of two basic approaches.  This article will analyze each approach, discussing the focus for litigants who seek interlocutory review of a certification order under either approach.

II.

The Two Basic Standards of Review

In developing standards for granting interlocutory review of class certification orders, the courts of appeals have adopted one of two basic approaches.  The first approach was originally espoused by the Court of Appeals for the Seventh Circuit. It sets forth two alternative bases, either of which is sufficient for granting interlocutory review.  With some refinement, this approach has since been adopted by the First, Second, and Third Circuit Courts of Appeals.[6]  The second approach, utilizing a five-factor “sliding scale” analysis, was originally developed by the Court of Appeals for the Eleventh Circuit.  That approach has since been adopted by the Court of Appeals for the Fourth Circuit.[7]  The remaining circuits have not yet published opinions articulating the standards they will use when reviewing orders that grant or deny class certification.

A. The Alternative Bases Standard

The Court of Appeals for the Seventh Circuit was the first appellate court to issue an opinion articulating the standards it would use to review petitions for interlocutory appeal of class certification orders. The standard set forth in Blair v. Equifax Check Services, Inc.[8] is termed the alternative bases standard.  Under this standard, interlocutory review of the certification order is appropriate if the party seeking review can show that at least one of two alternative bases applies to the class certification order at issue.

1. The Seventh Circuit’s Decision in Blair

In Blair, the Seventh Circuit delineated two alternative questions, at least one of which required an affirmative response before that court would permit interlocutory appeal of a district court order regarding class certification.  The party seeking review would need to show either that the order effectively sounded the “death knell” of the litigation, or that an interlocutory appeal would facilitate development of the law.[9]

In the context of class action litigation, the term “death knell” has been invoked to describe those orders of certification that have the effect of terminating the litigation.[10]  In other words, the “death knell” sounds when an order similar to that described in the Advisory Committee Notes is entered by the district court: if certification is denied, the remaining claim is too small for the plaintiff to pursue through final judgment and appeal; if certification is granted, the cost and risk are too great to warrant pursuing the claim through final judgment and appeal.  The Seventh Circuit has specifically referred to the “death knell” in connection with those cases in which class certification is denied and the plaintiff is thereby precluded from pursuing the litigation further.[11]  The Seventh Circuit has used the term “mirror image of the death knell” to describe those cases in which class certification is granted, and the defendant is thereby discouraged from pursuing the litigation further.[12]  For purposes of this article, cases involving either the “death knell” or the mirror image of the “death knell” will be included when discussing the “death knell doctrine.”

The Seventh Circuit in Blair determined that when the “death knell doctrine” is involved, that is, when the class certification order would likely be fatal to continued litigation, “a favorable exercise of appellate discretion is indicated.”[13]  The court cautioned that the party who seeks to review the class certification order under the “death knell doctrine” must have “a solid argument in opposition to the district court’s decision.”[14]  This requirement is reasonable.  As the court stated, “if the ruling is impervious to revision there’s no point to an interlocutory appeal.”[15]  Further, the court cautioned that the appellate courts should be “wary lest the mind hear a bell that is not tolling.”[16]  Therefore, interlocutory review of class certification orders will be granted sparingly, even when a party asserts that the “death knell doctrine” applies.[17] 

Alternatively, the Seventh Circuit noted that “some fundamental issues about class actions are poorly developed.”[18]  If a party who seeks to review a class certification order can demonstrate that an interlocutory appeal would facilitate development of the law regarding class actions, then granting such review would be consistent with the “reasons Rule 23(f) came into being.”[19]  Thus, facilitation of developing law constitutes the second basis for interlocutory review of a class certification order.  The Blair court commented that when the basis for the requested review is the development of the law rather than the “death knell” doctrine, “it is less important to show that the district judge’s decision is shaky.”[20]  When  reviewing petitions on this ground, the appellate court will look to whether the question of law at issue is fundamental and whether it is likely to escape effective disposition at the end of the case, instead of looking to the strength of the district judge’s decision.  However, even when invoking this ground, interlocutory appeal will be granted only sparingly.

Despite the Seventh Circuit’s emphasis on the exceptional nature of interlocutory appeals, the court eschewed a “bright-line” test or a test that focused on a “catalog of factors.”[21]  Rather, the court looked to the purpose of amended Rule 23(f) in setting forth the standard enunciated in Blair. This approach allows the court flexibility to expand its standard for alternative bases of review, if necessary, to remain consistent with developing law. 

2. The Seventh Circuit Standard as Adopted in Other Circuits

Following the Seventh Circuit’s opinion in Blair, the appellate courts of other circuits have likewise considered what standard to apply when reviewing requests for interlocutory appeal of class certification orders.  The Courts of Appeals for the First, Second, and Third Circuits have adopted the alternative bases standard outlined in Blair, with some refinements.

The First Circuit was the first appellate court to follow the Blair paradigm.  In Waste Management Holdings, Inc. v. Mowbray,[22] the First Circuit agreed with the Seventh Circuit that the discretionary appellate jurisdiction permitted by Federal Rule 23(f) would be appropriately exercised where the class certification order “effectively ends the case” or where interlocutory review would “lead to clarification of a fundamental issue of law.”[23]  However, the First Circuit expressed concern that the “clarification of a fundamental issue of law” basis might “encourage too many disappointed litigants to file fruitless Rule 23(f) applications.”[24]  Apparently, that court was not convinced that the Seventh Circuit restriction, applying the standard only to legal issues that are “fundamental” and likely to “escape effective disposition” if left until the end of the case, was sufficient to discourage disappointed litigants.[25]

Accordingly, the First Circuit not only incorporated both of the Seventh Circuit’s restrictions on the second basis of review as noted above, it also added a further restriction.  The First Circuit additionally requires that a party seeking review of a class certification order on the basis that a fundamental question of law is involved must also show that it is “an unsettled legal issue that is important to the particular litigation as well as important in itself.”[26]  This refinement thus adds the requirement that the issue of law be important to the case at hand.  In Blair, the Seventh Circuit had only required that the issue of law be relevant to the undeveloped law regarding class action.[27]  Finally, like the Seventh Circuit, the First Circuit has emphasized that granting interlocutory appeal of a class certification order is discretionary; it has cautioned that “we intend to exercise our discretion judiciously.”[28]

In Newton v. Merrill Lynch, Pierce, Fenner & Smith, Inc.,[29]  the Third Circuit followed suit, adopting the Blair standard of review as well.  The Third Circuit reviewed existing case law and found that Blair and Waste Management Holdings together provided “a useful template for courts to work from when evaluating petitions under Rule 23(f).”[30]  The court emphasized that granting interlocutory appeal of a class certification order would be appropriate when such review would permit the appellate court to address “the possible case-ending effect of an order,” correct an erroneous order, or “facilitate development of the law on class certification.”  The court noted, however, that these circumstances were not exclusive.[31] Interlocutory appellate review of a class certification order might also be appropriate for “other valid reasons.”  The court did not intend to circumscribe its discretion by adopting the alternative bases standard of review as articulated in Blair and Waste Management Holdings.[32]  The court particularly noted that the Advisory Committee Notes afforded wide latitude to appellate courts when determining which interlocutory appeals would be heard. It further agreed with the Seventh Circuit that this standard could not be measured by a “bright-line” test.[33]

In the case of Sumitomo Copper Litigation v. Credit Lyonnias Rouse, Ltd.,[34] the Court of Appeals for the Second Circuit combined the Blair standard of review with the refinements and qualifications articulated in Waste Management Holdings and Newton.  Although the court there adopted the Seventh Circuit’s alternative bases of review standard, it agreed with the Third Circuit and refused to circumscribe its discretion: “we leave open the possibility that a petition failing to satisfy either of the foregoing requirements may nevertheless be granted where it presents special circumstances that militate in favor of an immediate appeal.”[35]  Under this determination, the possibility remains that interlocutory review of a class certification order might be available in extraordinary circumstances, even if the “death knell” has not sounded or a fundamental question of law is not at issue.

B. The Five-Factor “Sliding Scale” Standard

Notwithstanding this growing consensus, some courts have chosen another paradigm for granting interlocutory appeals under amended Rule 23(f). The courts of at least two circuits have instead adopted a five-factor “sliding scale” test.  Although this test has some features in common with the alternative bases standard, it requires a more extensive examination of the petition for review.  The Court of Appeals for the Eleventh Circuit first promulgated this “sliding-scale” test in Prado-Steiman ex rel. Prado v. Bush.[36]

1. The Eleventh Circuit’s Five-Factor “Sliding Scale” Test

When creating its five-factor test in Prado-Steiman, the Eleventh Circuit reviewed the Advisory Committee Notes, Blair, and Waste Management Holdings.  It concluded, however,  that while Blair and Waste Management Holdings were “cogent explications” of the Rule 23(f) inquiry, additional factors should be considered.[37]  Specifically, the Eleventh Circuit observed that powerful case management concerns mitigated against granting numerous petitions for interlocutory appellate review of class certification orders.[38]  Accordingly, the court concluded that instead of applying the Seventh Circuit’s alternative bases of review standard, it should use five “guideposts” in deciding whether to grant interlocutory appellate review.[39]

The five “guideposts,” or factors that comprise this test, were adopted in the following order: (1) whether the class certification order is a “death knell order;” (2) whether the party seeking review has shown “a substantial weakness in the class certification decision;” (3) whether the review would “permit the resolution of an unsettled legal issue that is important to the particular litigation as well as important in itself;” (4) the “nature and status of the litigation before the district court;” and (5) the “likelihood that future events may make immediate appellate review more or less appropriate.”[40]  While some overlap is evident between the five-factor test and the alternative bases standard enunciated by the Seventh Circuit, the five-factor test offers additional items for consideration.  Furthermore, this test offers a new paradigm that balances each of the factors against the others.

It is apparent, for example, that the first consideration noted above (whether the class certification order sounds a “death knell” in the litigation) is identical to the first potential basis for review under Blair. On the other hand, the second factor noted above (whether the party seeking review has shown a substantial weakness in the certification decision) is not a basis for review under Blair.  Rather, it is a burden placed upon the party seeking review under the “death knell” doctrine in Blair. The third factor (whether an unsettled legal issue is involved) is identical to the second possible basis for review in Blair, but it refines Waste Management Holdings, which required that the unsettled legal issue be important by itself and in the particular litigation at issue.[41]

The fourth and fifth factors enumerated by the five-factor test, however, constitute new elements.  Neither the nature or status of the litigation, nor the effect of future events on the propriety of appellate review, were considered by any of the Blair progeny.  With respect to the fourth factor, the Eleventh Circuit explained that the “nature and status of the litigation before the district court” involved considering whether the pre-trial posture of the case in  district court favorably situated the case for interlocutory appellate review.[42]  Finally, the fifth factor, the “likelihood that future events may make immediate appellate review more or less appropriate,” required consideration of other relevant circumstances: whether the prospect of imminent change in the status of the litigation by settlement, the status of a party in bankruptcy, or other changes made it more or less appropriate to review the class certification order during the pendency of the underlying litigation.[43]

Beyond adding these two factors, the Eleventh Circuit decided that the five factors were not intended to be exhaustive, but it would exercise discretionary review with restraint.[44]  As noted, the five factors must be balanced against one another, accounting for any unique facts or circumstances. The court emphasized that in balancing these factors against one another, particular attention should be accorded the second factor: whether the party seeking review has shown a substantial weakness in the class certification decision.  This factor in particular would be weighed on a “sliding scale.”[45]  The stronger the showing of weakness in the certification decision, the greater the weight accorded this factor when deciding to grant interlocutory appellate review.

2. The Eleventh Circuit’s Five-Factor “Sliding Scale” Test as Adopted in Other Circuits

The five-factor “sliding scale” test delineated by the Eleventh Circuit has been adopted only by one other appellate court.  In Lienhart v. Dryvit Systems, Inc.[46] the Fourth Circuit Court of Appeals adopted the Eleventh Circuit rationale in Prado-Steiman.  It agreed that  consideration of all five factors was appropriate in reviewing a petition for interlocutory appeal of a class certification order.  In addition, the Fourth Circuit clearly focused the “sliding scale” nature of the second factor in the Eleventh Circuit test:

 

Where a district court’s certification decision is manifestly erroneous and virtually certain to be reversed on appeal, the issues involved need not be of general importance, nor must the certification decision constitute a  “death knell” for the litigation. . . .  The weakness of the district court’s certification, viewed in terms of the likelihood of reversal under an abuse of discretion standard, operates on a “sliding scale” in conjunction with the other factors enumerated by the Eleventh Circuit in Prado-Steiman.[47]

 

In other words, where the class certification decision is clearly wrong, the remaining four factors of the Eleventh Circuit’s test assume minimal importance.  Thus, by adopting the five-factor “sliding scale” test the appellate courts of the Fourth and Eleventh Circuits retain greater flexibility when reviewing petitions for interlocutory appeal of class certification orders, as compared to the Blair progeny.  However, all courts have adopted a similar caution: the power of interlocutory review will be exercised frugally.

III.

Impact on Defendants Under Either Standard of Review

As earlier noted, despite the express purpose of the amendment to Federal Rule 23, each of the appellate courts has developed a standard of review for petitions seeking interlocutory appeal of class certification orders that limits the prospects for such review.  However, under either standard for obtaining review, there is one constant: litigants are more likely to succeed in obtaining review if they focus their arguments on the questionable legal nature of the district court’s order of certification.  In other words, those litigants who have successfully obtained interlocutory review of certification orders have generally obtained that review by directly challenging the legal sufficiency of the court’s order of certification.  This strategy predominates the focus on other issues, such as the terminal nature of the order of certification, the unsettled nature of class action law, or the nature and status of the litigation pending before the district court.  In effect, the appellate courts are reviewing the merits of the appeal in order to decide whether to accept the appeal.  Consequently, litigants who brief a request for interlocutory review should argue not only for review of the order, but also the merits of the appeal.

A. Appeal Under the Alternative Bases Standard

The alternative bases standard would require litigants who challenge class certification either to apply the “death knell doctrine” or demonstrate the existence of a fundamental issue of law affecting class actions. Those who attempt to apply the “death knell doctrine” would need to demonstrate that the certification order increases the costs and risks associated with the litigation to a point that the party cannot risk pursuing the case through judgment and appeal.  Further, the party must also show that the certification order is “questionable” under the “death knell doctrine.”[48]  Therefore, even where the appellate court accepts that an order granting class certification will raise the stakes to the point of unacceptable risk, the challenge to the certification order can nevertheless fail if the litigant has not demonstrated the “questionable” nature of the court’s certification order.

The principal focus of the appellate court’s inquiry will be the legal sufficiency of the district court’s certification order.  For example, in Sumitomo Copper Litigation, the Court of Appeals for the Second Circuit accepted the defendant-appellants’ assertion that “class certification will effectively terminate the litigation.”[49]  The court held, however, that “a death knell review is not warranted because petitioners have failed to make a substantial showing that the district court’s decision to grant certification is questionable.”[50]  The court of appeals found that the district court had made sufficient specific findings to support certification; it then found that the other issues raised by the defendant related to the manageability of the class action. The court recognized that the district court could have altered the certification order if necessary to address the issues of manageability.  Therefore, it denied the defendant’s request for interlocutory appeal of the certification order. The bottom line was the defendant’s failure to show that the certification order was legally insufficient.

A similar but expanded rationale prevailed in Waste Management Holdings. The defendant-appellant there petitioned for interlocutory review based on the “death knell doctrine.”  The First Circuit Court of Appeals held that the defendant failed to meet the required standard for “death knell” review, but it granted the defendant’s application for interlocutory review, noting that appeal would provide the district court “a better sense as to which aspects of the class certification decision might reasonably be open to subsequent reconsideration.”[51]  The First Circuit considered this opportunity to resolve uncertainty in the district court’s certification order a sufficient basis for granting interlocutory review.  Again, as the Second Circuit emphasized in Sumitomo, appellate courts will focus on the legal sufficiency of the district court’s class certification order in deciding whether to permit interlocutory appeal.

B. Appeal Under the Five-Factor “Sliding Scale” Standard

A defendant seeking interlocutory review under the five-factor “sliding scale” standard must demonstrate that the class certification order would terminate the litigation, that the order contains a substantial weakness, that the order involves an unsettled question of law, that the nature and status of the litigation is properly subject to interlocutory review, or that immediate appellate review would appropriately respond to upcoming events.[52]  In practice, however, the appellate courts once again have focused on the legal sufficiency of the district court’s certification order.

For example, in Prado-Steiman, the Court of Appeals for the Eleventh Circuit found that the certification order did not necessarily sound the “death knell” for litigation, and that the defendant-appellant had not necessarily met the other factors of the “sliding scale” test.  Nonetheless, the court granted the request for interlocutory review. The appellate court focused on the importance of the lawsuit, combined with the opportunity “to address certain aspects of the class certification ruling -- particularly with respect to the creation of subclasses and typicality review.”[53]  This reasoning approximates the First Circuit’s rationale in Waste Management Holdings.  The appellate court there used the interlocutory review process to advise district courts when addressing questionable orders or interpretations of law affecting the merits of certification.

The Eleventh Circuit specifically noted that “the merits of this appeal have already been briefed” in its decision to permit interlocutory review.[54]  Similarly, when granting interlocutory review under the five-factor “sliding scale” test, the Fourth Circuit noted that the application for interlocutory review “of necessity [had] led to an extensive examination of the merits of class certification.”[55]  Thus, these appellate courts have made it abundantly clear that a defendant who seeks interlocutory review of a class certification order should thoroughly brief the merits of the appeal when briefing the issue of review.

IV.

Conclusion

The Advisory Committee Notes to Federal Rule 23(f) indicate that the amendment was intended to increase appellate court oversight of class certification orders issued by the district courts.  By providing a vehicle for discretionary review of such orders, the amendment created an opportunity for parties to challenge a certification order that threatened to terminate the litigation.  In practice, however, the appellate courts clearly intend to limit the exercise of this opportunity.  As a result, it is crucial for any defendant who seeks interlocutory review of a class certification order to focus on those arguments that are most persuasive to the appellate courts.  In this regard, the appellate courts appear to focus more closely on the legal sufficiency of the district court’s certification order, making it essential for defendants to thoroughly brief the merits of their challenge to certification as part of the petition for interlocutory review.


ENDNOTES

 



[1]           Interlocutory appeal of district court orders granting or denying class certification had occasionally been sought under 28 U.S.C. § 1292(b), which provides for permissive interlocutory appeal if the district judge certifies that the order involves a controlling question of law.  See, e.g., Castano v. American Tobacco Co., 84 F.3d 734 (5th Cir. 1996); In re School Asbestos Litigation, 789 F.2d 996 (3d Cir.), cert. denied sub nom. Celotex Corp. v. School Dist. of Lancaster, 479 U.S. 852 (1986).  Interlocutory appeal had also been sought by requesting that a writ of mandamus issue under 28 U.S.C. § 1651(a), which requires a showing that the district judge clearly violated his or her authority.  See, e.g., Matter of Rhone-Poulenc Rorer, Inc., 51 F.3d 1293 (7th Cir.), cert. denied sub nom. Grady v. Rhone-Poulenc Rorer, Inc., 516 U.S. 867 (1995).  Both of these avenues required extraordinary showings by the party seeking interlocutory appeal; consequently, they were rarely invoked.

[2]           Fed. R. Civ. P. 23(f) (1998).

[3]           Advisory Committee Notes, 1998 Amendments to Fed. R. Civ. P. 23 (f) (1998).

[4]           Id.

[5]           Id.

[6]           This approach is used in the federal courts of Connecticut, Delaware, Illinois, Indiana, Maine, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Puerto Rico, Rhode Island, Vermont and Wisconsin.

[7]           This approach is used in the federal courts of Alabama, Florida, Georgia, Maryland, North Carolina, South Carolina, Virginia and West Virginia.

[8]           181 F.3d 832 (7th Cir. 1999).

[9]           Id. at 834-35.

[10]          See, e.g., Coopers & Lybrand v. Livesay, 437 U.S. 463 (1978); Michelson v. Citicorp Nat’l. Services, Inc., 138 F.3d 508 (3d Cir. 1998); Sherri A.D. v. Kirby, 975 F.2d 193 (5th Cir. 1992).

[11]          Blair, 181 F.3d at 834.

[12]          Id. at 835.

[13]          Id. at 834.

[14]          Id.

[15]          Id. at 835.

[16]          Id. at 834.

[17]          This is interesting in light of the Advisory Committee’s purpose in amending Rule 23, to expand the circumstances in which interlocutory appellate review of certification orders was available.  However, the Seventh Circuit’s circumspection in granting review has been echoed by all the other appellate courts which have considered this issue.

[18]          Blair, 181 F.3d at 835.

[19]          Id. at 834.

[20]          Id. at 835.

[21]          Id. at 834.

[22]          208 F.3d 288 (1st Cir. 2000).

[23]          Id. at 293.

[24]          Id. at 293-94.

[25]          Blair, 181 F.3d at 835.

[26]          Waste Management Holdings, 208 F.3d at 294.

[27]          Blair, 181 F.3d at 835.

[28]          Waste Management Holdings, 208 F.3d at 294.

[29]          259 F.3d 154 (3d Cir. 2001).

[30]          Newton v. Merrill Lynch, Pierce, Fenner & Smith, Inc., 259 F.3d 154, 165 (3d Cir. 2001).

[31]          Id.

[32]          Id.

[33]          Id. at 165.

[34]          262 F.3d 134 (2d Cir. 2001).

[35]          Id. at 140.

[36]          221 F.3d 1266 (11th Cir. 2000).

[37]          Id. at 1273.

[38]          This is noteworthy given the purposes of the amendment to Federal Rule 23, but wholly consistent with the opinions of other appellate courts on this issue.

[39]          Prado-Steiman,  221 F.3d at 1274-76.

[40]          Id.

[41]          Compare Blair, 181 F.3d at 835, with Waste Management Holdings, 208 F.3d at 294.

[42]          Prado-Steiman, 221 F.3d at 1276.

[43]          Id.

[44]          Id. at 1276-77.

[45]          Id. at 1275 n.10.

[46]          255 F.3d 138 (4th Cir. 2001).

[47]          Id. at 145.

[48]          See Sumitomo, 262 F.3d 134; Blair, 181 F.3d at 834.

[49]          Sumitomo, 262 F.3d at 140.

[50]          Id.

[51]          Waste Management Holdings, 208 F.3d at 295.

[52]          See Prado-Steiman ex rel. Prado v. Bush, 221 F.3d 1266 (11th Cir. 2000).

[53]          Id. at 1278.

[54]          Id.

[55]          Lienhart v. Dryvit Systems, Inc., 255 F.3d 138, 146 (4th Cir. 2001).

 

(author’s bio)

            Ms. Richards is a shareholder in the firm of Sandberg, Phoenix and von Gontard in St. Louis, Missouri.  She concentrates her practice in civil litigation, including the representation of defendants in complex class action litigation, and is also active in health care law, representing clients in the defense of medical malpractice claims and ERISA litigation. Ms. Richards received her J.D. with honors in 1989 from IIT/Chicago-Kent College of Law, and served as a judicial law clerk to the Hon. Howell Cobb, U.S. District Judge for the Eastern District of Texas.  She is licensed to practice in Missouri, Illinois and Texas, the Southern District of Illinois and all federal courts in Missouri and Texas.